Ok, you know your payments. Now let’s see if you can afford them.

This calculator isn’t exact, but it will give you a rough idea of what you can afford on a monthly basis. Typically, between 28% and 40% of household income goes towards a mortgage. People with more debts outside of a mortgage will be closer to 28%, while those with less debts may be closer to 40%. In general, Hawaii residents tend to be more towards the 40% (and over sometimes) range. Give it a shot below!